Experian’s IFRS 9 Credit Loss Insight (ICLI) solution enables you to comply with regulation by utilising economic scenarios alongside credit data to determine a more accurate Expected Credit Loss (ECL) figure.
Experian’s ICLI solution combines insights derived from your customer data (using CAIS) combined with our powerful customer-level bureau scores and robust economic forecasts to calculate ECL. We also use credit data to identify any significant increases in credit risk (SICR) within your portfolio. Knowing this figure will help you make the necessary provisions and mitigate any risks.IFRS9 Expected Credit Loss
Comply with regulation
Save time and money
Regularly updated economic forecasts
Use modelled data
Quick and easy