How can we help?
Business onboarding and remediation can be slowed by incomplete data, complex ownership structures, manual investigation and inconsistent evidence. Firms need to understand not only whether a business exists, but who owns it, who controls it, who is connected to it and where risk may sit.
Experian Know Your Business helps firms verify and assess business customers using a broad range of trusted data sources, ownership insight and risk indicators. This supports stronger KYB decisions across onboarding, remediation and lifecycle review, helping teams reduce manual effort, improve customer experience and evidence decisions more consistently.
KYB checks can also connect into screening, Customer Risk Assessment, workflow and audit, so business verification is not treated as a one-off check. It becomes part of a maintained view of business customer risk.
How we verify businesses and their owners
Many firms rely on single-source business data that may not provide the level of scrutiny needed for effective KYB. Companies House is an important source of company information, but firms often need additional data and corroboration to validate business details, understand ownership and identify potential risk indicators.
Experian uses multi-source data corroboration to help verify business identity, trading status, corporate structure, directors, Persons of Significant Control, Ultimate Beneficial Owners and connected parties. Historic company and directorship data can help teams understand changes over time, identify links across businesses and assess whether further review may be needed.
Key party insight can help firms identify and assess the individuals behind a business, including directors, PSCs and UBOs. These individuals can then be screened against sanctions, PEPs, watchlists and adverse media where required, supporting a clearer view of business customer risk and enhanced due diligence decisions.
Experian KYB can support onboarding, remediation, refresh and in-life review activity, helping teams move from fragmented business checks to a more consistent, evidence-led process.
Learn more about our Know Your Business (KYB) APIs
Interested in discovering our APIs? On Experian’s Developer Portal you can easily access our Know Your Business (KYB) APIs. Get insight into Experian integration criteria by viewing instructions on how to easily access and integrate data and understand how our APIs meet your business needs.
How can I access Know Your Business?
We will provide a solution that fits with your budget and requirements, but you can rest assured that our data is collected, compiled and delivered to the highest possible quality.
Request a consultationThe benefits at a glance
Verify businesses with trusted data
Check business identity, trading status, registered details and key business attributes using trusted Experian data and multi-source corroboration
Understand ownership and control
Identify directors, PSCs, UBOs, ownership structures and connected parties, helping teams understand who sits behind the business and where further review may be needed
Strengthen screening and due diligence
Use KYB outputs to support sanctions, PEP, watchlist and adverse media screening of relevant parties, helping teams identify potential financial crime exposure and route cases for review
Improve onboarding and remediation speed
Reduce time delays caused by manual processing, fragmented checks and missing information, helping business customers progress more smoothly where sufficient assurance exists
Manage complex structures more consistently
Assess more complex ownership chains, linked businesses and directorship relationships with a clearer view of corporate structure and historic change
Reduce operational cost
Automate and standardise business verification checks, reducing manual investigation, duplicate effort and inconsistent handling across teams
Improve business data quality
Enrich business customer records with additional data from multiple sources, helping reduce gaps, inconsistencies and downstream review effort
Evidence decisions clearly
Capture business data, ownership insight, checks, risk indicators and review outcomes in a more consistent evidence base for audit, governance and compliance review
Connect to wider financial crime controls
KYB outputs can support onboarding, screening, Customer Risk Assessment, case management, workflow and audit, helping teams move from business verification to clear, proportionate action