Mortgage Passport from Experian integrates verified digital employment and payroll data into your decision making, with no payslips or bank statements to manually collect, streamlining the applications process and driving better, faster decisions that benefit your customers – and you.
With interest rates rising and household incomes being squeezed, it is more important than ever before that brokers and mortgage providers obtain accurate information on an individual’s employment, income and expenditure.
Mortgage Passport accesses payslip and banking information from source so you can make quicker, more accurate affordability decisions, safe in the knowledge that you’re using a verified source of information, while reducing risk and removing the opportunity of fraud.
Reduce costs, cut time to source data and make better decisions, quicker with Mortgage Passport
Streamlined digital process, no payslips or bank statements to manually collect
Reduce costs, cut time to source data and make better decisions, quicker
Improve the customer experience with a quick and simple application journey
Increase lending volumes without increasing risk
Increase capacity by streamlining processes and cut operational effort
Gain a better view of an applicant’s employment details including tenure to enhance credit risk decisions
Summarised data in a clear format for quick review and analysis
Eliminate the possibility of fraud