Our unique No Questions Asked (NQA) Home Insurance Loss Model allows you to price home insurance based on just the address of the property. Receive expected loss costs for 12 home insurance perils, such as fire, theft, escape of water and accidental damage for contents and buildings insurance in milliseconds.

The benefits at a glance:

  • Quote on just the customer address
  • Simplified and consolidated access to external data sources
  • Based-on unparalleled, up-to-date, property-level and occupancy data
  • Opportunity to sell direct-to-consumers (D2C) to differentiate and build stronger customer relationships
  • Cross-selling opportunities (e.g. motor) provide an instant quote from already knowing the customer’s address details
  • Removes the burden of complex modelling, costly data sourcing and ingestion from inhouse operations
  • Bespoke model created when claims data is supplied
  • No set-up costs, no charge to build models, only pay when you sell a policy
  • Enables streamlined buying experience

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Experian and Saga formed a great partnership during this process. What was particularly beneficial was how Experian approached the project through not only a solution, but by providing the time through consultation to truly understand us, our needs and our business. The FraudNet system has proved its worth even in the short term and now we understand how we can continue to expand on this, but not impact our other objectives such as customer experience. We will be looking to keep building our controls that will better protect our genuine customers while detracting fraud.
Ste Teeling, Saga

Functionality that delivers your goals

No need to ask lots of questions about the property and its occupants. Simply produce a quotation for a prospective customer with just the address of the property.
• Unparalleled, up-to-date, property-level data
• EGL model created from Property Attributes and enriched by your Claims Data
• Delivered by API to your pricing engine
• EGLs for 12 perils for buildings and contents
• Underwriting flag
• Confidence score
• Probability of renewal
• Other useful data items (dynamic flood alerts, Flood Re Premium, data for reinsurance bordereau)

Product Specification

Free Demo

No, not available.

Demo options

Deployment

On prem/Bureau

Data integrations

Custom Integration available

FAQs