BusinessIQ delivers solutions at every stage of the commercial credit life cycle, right to your desktop.
BusinessIQ ensures that you have tools for taking on a new business client, making credit decisions, automating credit applications, managing your customer portfolios and receiving alerts. It includes many additional features which are designed to create a single credit management portal, including audit trails, easy user configuration, a task manager, recording of notes, a configurable home page dashboard, report storage and more.
The UK ‘Reports’ module comes as standard on the BusinessIQ platform and gives you instant access to limited, non-limited, sole trader and PLC credit reports. If you need information in international markets, we have an ‘International Reports’ module you can add to your package.
Through the rich information available in these reports you’ll gain a greater understanding and insight into the financial standing of a company by combining personal financial information of the people behind the business with comprehensive commercial data.
Stay up-to-date with the ‘Alerts’ module so you’re in the know when something changes with a business you deal with.
Business changes could include:
Set your own credit policies within the 'Decisioning' module, combining scores, analytics and policies to help you make your credit decisions scalable as you grow.
From the most basic, to the most complex of credit policies, the Decisioning Module gives you the power to make the best decisions for your business.
The ‘Portfolio’ module groups, profiles and segments businesses in your customer and prospect databases to help you to analyse and evaluate risk levels across your portfolio.
No matter how many accounts you manage, ‘Portfolio’ allows you to easily track the vital data. With just a few clicks, you can see which businesses are declining, which are improving, and which need immediate attention. ‘Portfolio’ helps you not only protect your business against risk, but it also allows you to quickly identify opportunities for your business.
The ‘Authenticate’ module helps you to easily identify and validate company directors, secretaries and major shareholders. Use ‘Authenticate’ to support your efforts in complying with the Joint Money Laundering Steering Group (JMLSG) / Fast Action Task Force (FATF) regulations and FCA requirements.
Authenticate is an electronic verification service that is a fast, effective and simple method of authenticating an individual’s identity. This can be achieved without inconvenient delays for both you and your customer, and without the expense of verifying and storing documentation as proof of identity. Delivers identity verification in real-time to speed up your process.