Experian Commercial Acumen makes it quicker, easier and more cost effective to lend to small businesses. Helping banks, brokers and other lenders serve a fast-growing and complex market without increasing risk.
Experian Commercial Acumen brings together multiple data sources into a single, consolidated view of a customer that helps reduce risk, increase revenue, and create competitive advantage. We combine current account transactions from Open Banking with management account data and overlay it with Experian’s trusted credit information. Everything is delivered through our Open Data Platform, reducing the complexity and cost of working with multiple partners to source data.
Download product sheetAccess to the UK’s largest database of commercial credit data
SME management accounts sourced from the UK’s 15 largest providers of SME data
Access to 3 years of transaction data (with consent) for each of the UK’s business current accounts
Our Commercial Data Portal gives you quick and easy access to all of our commercial data without the need for costly or time-consuming IT integration
Our Open Data Platform takes the hassle and cost out of trying to connect to multiple data sources to create a consolidated view of a small business’
Scale, stability, service, and support of a trusted brand combined with the speed, innovation, and agility of a small business