Delphi for New Business scorecard

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Helping you to make credit decisions with less risk and more speed

People expect credit providers to know their stuff when it comes to offering the right products and services to their customers. At Experian, we can help you to collect and interpret the wealth of complex data now available, using our Delphi for New Business scorecard which now includes the Experian Boost score. Subsequently as a business, you can start to make those confident make or break lending decisions, instilling trust and building transparent relationships with the right customers.

Benefits of Delphi for New Business

  • Takes changes in risk trends into account
  • Bigger picture data helps you to make better informed decisions about the products and services you offer to individual customers
  • Looks at each data set individually so that it is treated in a way that is optimal to the type of credit being applied for
  • Provides more accurate scoring
  • Makes quicker, more automated decisions

How does Delphi for New Business Work?

Our Delphi for New Business scorecard can help you, as a reputable credit provider, to understand new customer credit health and predict how likely your customers are to maintain a credit agreement. We pull data from a multitude of sources, which means that you can make your credit risk decisions with less risk and more speed. The Delphi for New Business scorecard integrates into your systems via an Application Programming Interface (API), using common XML language.

Introducing Experian Boost

An industry first, Experian Boost has the potential to fundamentally change credit scoring by offering unparalleled insight, accuracy and transparency by using open banking data.

Consumers will be able to instantly boost their Experian Credit Score for free by adding information to their credit report about their everyday financial transactions. Such as payments to savings accounts, Council Tax payments, and digital entertainment payments to the likes of Netflix and Spotify.

Lenders will be able to use the new boosted Experian Credit Score and the additional data in eligibility and lending decisions without having to collect, manage or integrate the data themselves. This will help them to safeguard their business models. 

Experian Boost will give consumers across the UK the chance of accessing better and more affordable deals for credit by helping lenders get a fuller picture of their creditworthiness.