Do Experian credit reports now include rent information?
Please can you tell me if Experian credit reports now provide details of rent accounts? Thanks.
Experian reports don’t include rent information at the moment, but this is something we are working on. We are in the process of developing The Rental Exchange, in partnership with the Big Issue Invest, to bring tenants’ social housing rental payments into their credit histories to bolster credit and identity checks. We are also working with a number of external partners such as Credit Ladder to enable private renters to benefit too. As most tenants pay their rent on time, this should provide a welcome boost to their credit scores, particularly those who previously had limited credit histories. Keep an eye out for further announcements. (August 2015, updated February 2018).
Take control of your finances with CreditExpert
✓ Your Experian Credit Report
✓ Guidance on what’s affecting your score and how you can improve it
✓ Web monitoring and credit report alerts to help you spot fraud
✓ Dedicated help if you’re a victim of fraud
✓ Support from our UK-based call centre team