Terms of Use

Please read these terms and conditions ("Terms of Use") relating to your use of the Experian web site (the "Site"). By accessing the Site you are agreeing to the terms that appear below. In particular the Section headed Warranty and Liability contains important information about your rights and remedies.

Who We Are
The Site is owned and operated by Experian Limited ("us" or "we"). Experian is a company incorporated in England with registration number 653331 and its registered office is at Experian Limited, Landmark House, Experian Way, NG2 Business Park, Nottingham NG80 1ZZ. If you have any questions or queries about this Site or relating to these terms please use the relevant contact details set out on the Contact Us page.

All purchases by you of services or products from the Site are subject to these Terms of Use and the Terms and Conditions applicable to the provision of our serices ("the Terms and Conditions"). If there is any conflict between the provisions of the Terms and Conditions and these Terms of Use then the Terms and Conditions will prevail to the extent of any inconsistency.

Any account numbers, passwords and user names issued to account holders are collectively referred to as "ID". You are responsible for maintaining the security and confidentiality of your ID and remain responsible for all uses of your ID and any costs associated with your ID whether authorised by you or not. If you believe someone else knows your ID please contact us using the details on the Contact Us page.

Content
All intellectual property rights in all the materials contained in the Site, the software and products available for download from the Site and the data collected by the Site (the "Content") including but not limited to patents, copyright, database right and trademarks belong to us or our licensors.

You may access and view the Content and may retrieve and display Content from the Site on a computer screen and/or print individual pages on paper and/or make a reasonable number of photocopies and/or store such Content in electronic form on your computer's local hard-disk for your internal business purposes only. You may not otherwise copy, distribute, sell, publish or commercially exploit any of the Content without our prior written permission.

Warranty and Liability
The Content is only for general information and use and is provided on an "as is" and an "as available" basis. We take reasonable care to check the accuracy and completeness of the Content prior to its publication on the Site. However, because of the variety of sources from which we obtain the Content and the nature of electronic distribution via the Internet, we make no representations and give no warranties as to the accuracy, availability, completeness, merchantability or fitness for any particular purpose of the Content.

Due to the nature of the Content provided, you acknowledge and agree that the value, accuracy, and/or relevance of the Content will diminish after the Content is retrieved from the Site. In this context, we do not guarantee that the Content will retain any value, accuracy and/or relevance after retrieval from the Site.

We do not warrant that the Content is virus-free or that the operation of the Site will be uninterrupted or error free. Any Content that you download to your computer or otherwise obtain through the Site is at your own discretion. You will be solely responsible for any damage to your computer or any of your data that results from you downloading any of the Content.

WE DO NOT ACCEPT ANY RESPONSIBILITY FOR ANY MISTAKES, ERRORS OR OTHER DEFICIENCIES IN THE SITE AND THE CONTENT AND DISCLAIM ALL LIABILITY IN RESPECT OF YOUR USE OF THE SITE AND THE CONTENT TO THE FULLEST EXTENT POSSIBLE IN EACH APPLICABLE JURISDICTION.

Notwithstanding the provisions of this Section, our liability is not limited in the case of death or personal injury directly caused by our negligence.

Other Matters
If any provision of these terms is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of this notice, which shall remain in full force and effect.

Failure by either party to exercise any right or remedy under these terms does not constitute a waiver of that right or remedy.

These terms shall be governed by, and construed in accordance with, English law. You agree that the Courts of England shall have exclusive jurisdiction to settle any dispute that may arise out of, under, or in connection with these terms.

We may make changes to any part of the Site or the Content (including these terms) at any time. We will notify you of any changes to these terms by including then below under the heading "Changes to Terms". By using the Site after the date of any change you are agreeing to the changes. If you do not agree to any changes you should not use the Site after the date of the changes that you do not accept. If you are a business user, ceasing to use this Site under this section does not (i) constitute termination of the Terms and Conditions and/or (ii) release you from any continuing obligations under the Terms and Conditions.