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We process and publish information as soon as we receive it, so the credit score and products are as up to date as possible. We also proactively source, update and correct information throughout the day.
UK - We source data from Companies House, the London, Edinburgh and Belfast Gazette’s, Registry Trust Ltd, business directories; we constantly scan media and other sources for insolvencies. All this can add up to over 100,000 data updates every day and enables us to produce accurate, up-to-date credit reports on registered and non-registered business in the UK, accessible 24/7. Financial data is taken from the company accounts filed at Companies House and analysed by our Experian experts.
International - Every report uses high quality data compiled from Experian globally located Credit Bureaus and partnerships with leading international data companies within their respective domestic market. Overseas companies have different filing laws to the UK, so the information available may vary from country to country. For more information, view the filing regulations help guide.
If they’ve filed full accounts as opposed to abbreviated accounts, there is more data to capture and show within a credit report.
We receive data from several sources. Any adverse data is uploaded to our website regularly throughout the day. By adding companies you trade with to your monitoring list you can get email alerts as soon as new data is received and decide if you need to review the credit you are currently extending to them.
Our credit score and reports are concise and user friendly. They will provide an ‘easy to view’ suggested credit limit for a lender/creditor.
It depends on their status and what type of company record they’ve filed, i.e. non trading/dormant accounts. It could also indicate there is adverse information.
Our risk assessment will give a summary of the reason for the suggested credit limit.
7.5 million and increasing daily.
International Credit Report:
North America | Europe | Asia
Europe
Aland Islands, Albania, Andorra, Austria, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faroe Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Guernsey, Holy Vatican City, Hungary, Iceland, Ireland, Isle Of Man, Italy, Jersey, Latvia, Lichtenstein, Lithuania, Luxembourg, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Russia, San Marino, Serbia, Slovakia, Spain, Svalbard & Jan Mayen, Sweden, Switzerland, Turkey, Ukraine, United Kingdom
Asia
Afghanistan, Armenia, Bahrain, Bangladesh, Bhutan, Cambodia, China, Christmas Island, Croatia, Hong Kong, Lebanon, Macau, Malaysia, Maldives, Mongolia, Myanmar, Nepal, North Korea, Oman, Pakistan, Philippines, Qatar, Saudi Arabia, Singapore, South Korea, Sri Lanka, Syria, Taiwan, Tajikistan, Thailand, Timor-Leste, Turkmenistan, United Arab Emirates, Uzbekistan, Vietnam, Yemen
Americas
Anguilla, Antigua & Barbuda, Argentina, Aruba, Bahamas, Barbados, Belize, Bermuda, Bolivia, Bonaire, Brazil, Canada, Cayman Islands, Chile, Colombia, Costa Rica, Cuba, Curacao, Dominica, Dominican Republic, Ecuador, El Salvador, Falkland Islands, French Guiana, Greenland, Grenada, Guadeloupe, Guatemala, Haiti, Honduras, Jamaica, Martinique, Mexico, Montserrat, Nicaragua, Panama, Papua New Guinea, Paraguay, Peru, Puerto Rico, Saint Barthelemy, Saint Kitts & Nevis, Saint Lucia, Saint Martin, Saint Pierre & Miquelon, Saint Vincent & The Grenadines, Sint Maarten, Suriname, Trinidad & Tobago, Turks & Caicos Islands, United States, Uruguay, US Outlying Islands, Venezuela, Virgin Islands (British), Virgin Islands
Africa
Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Cape Verde, Central African Republic, Chad, Comoros, Côte d'Ivoire, Djibouti, Egypt, Equatorial Guinea, Eritrea, Ethiopia, Gabon, Gambia, Ghana., Guinea, Guinea Bissau, Guyana, Kenya, Lesotho, Liberia, Libya, Madagascar, Malawi, Mali, Mauritania, Mauritius, Mayotte, Morocco, Mozambique, Namibia, Niger, Nigeria, Republic of the Congo, Réunion, Rwanda, Saint Helena, Ascension & Tristan Da Cunha, Sao Tome and Principe, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Sudan, Sudan, Swaziland, Togo, Tunisia, Uganda, United Republic of Tanzania, Western Sahara, Zambia, Zimbabwe
Oceania
American Samoa, Australia, Cook Islands, Fiji, French Polynesia, Guam, Heard & McDonald Islands, Marshall Islands, Micronesia, Nauru, New Caledonia, New Zealand, Niue, Norfolk Island, Northern Mariana Islands, Palau, Pitcairn, Samoa, Solomon Islands, Tokelau, Tonga, Tuvalu, Vanuatu, Wallis & Futuna
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