We help banks and other providers decide whether they should lend to individuals and companies.Read more
We help organisations to understand their customers and prospects so they can talk to them more effectively.Read more
We help individuals and companies prevent fraud and protect personal identities.Read more
We help businesses improve their efficiency through a range of services.Read more
The more lenders know about the people and businesses they’re providing credit to, the better decisions they make. This means they can lend at lower rates and offer better deals to more people. Credit reference agencies (CRAs) like us provide this information to lenders in the form of credit reports that include your financial information from the last six years. If you need any help understanding what’s in your credit report, Experian offers a range of services to help you - which product is right for me?Get your consumer credit report Get your business credit report
We all see marketing from different companies every day and our Marketing Services business believe that when done properly, marketing can bring significant benefit to people, organisations, and wider society.
We provide data and insights to help bring businesses and consumers together. And, we help ensure the marketing messages you may receive are relevant.
We work hard to help protect you from fraud. When you log in to websites of other companies, open accounts and access online banking, we often provide services in the background that shield you from fraudsters who may want to steal your identity or apply for credit in your name. We also offer services for consumers to help you to quickly spot if you’ve been a victim of fraud and understand how you can prove who you are safely online.
Find out more about our consumer identity protection product
We help companies deliver better customer service, create smoother online experiences and improve business efficiency. We allow them to confirm the accuracy of customer information, reunite them with less engaged customers, and pair consumers with assets they’ve lost track of, like pensions and investments. Not all of these services involve personal data, on some occasions we act only to help other companies manage and share their data.
As part of our commitment to transparency, on this page we explain how you can find out about the data we hold on you and what your rights are in relation to it.
Charles Butterworth | Managing Director, UK&I and EMEA
It’s important that people and businesses understand their rights when it comes to their data. We make sure:
We hold a range of data about people and companies for a variety of reasons. If we hold data about you it’s because of one or more of the following:
Want to find out more about how financial providers share information with credit reference agencies?Read our information notice (CRAIN)
Want to find out about all the types of data we hold?Read our data access pages