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Can properties be blacklisted by tenants’ debts?

Dear James,

I run a letting agency and manage a property on behalf of one of my landlords. Previous tenants have left without a forwarding address and after running up serious debts at the property. The new tenants are being hassled by bailiffs’ letters stating that they will enter the property and take goods. Can the property be blacklisted in this way and what should I do to prevent this? The new tenants are vacating because of this. Regards,

Sharon, Manchester

Dear Sharon,

I think it’s more likely that the previous tenants have simply vacated the property owing money to several lenders without leaving a forwarding address. As a result, these lenders are continuing to try to contact their customers at the address to encourage repayment. Now while this can be a bother to the current occupants, they have absolutely no need to worry about their own creditworthiness. This is because credit checks these days take place on people and not addresses. As a result, any debts registered at the address against the previous occupants won’t appear on and therefore affect credit checks made on the current tenants. It’s as simply as that. The bailiffs have no right to enter the property and seize goods belonging the other people and any inappropriate behaviour by bailiffs or collectors should be reported to the appropriate trade body. 

James Sign

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