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Experian Credit Score

When you apply for credit, companies look back at your credit history and other information. It’s another version of you - your Data Self.

Get to know your Data Self and how lenders may view it with your free Experian Credit Score.

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What's your score?

It gives you an idea of how lenders may view your Data Self.

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Regular updates

Your credit score is updated every 30 days if you log in.

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It's free

And if we can easily verify you, we won't need to check your credit card details.

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Make your Data Self work for you

As well as getting your score, with your free account you can search for credit offers.


Quickly and easily compare credit cards & loans without impacting your credit score

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Apply with confidence by seeing how likely you are to be accepted for credit cards and personal loans

Experian acts as a credit broker and not a lender 

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What is a credit score?

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What is your Data Self?

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How to improve your Experian Credit Score

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Get a copy of your £2 statutory credit report

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Improve your Experian Credit Score with CreditExpert £14.99 a month

CreditExpert gives you access to your credit report - that's the same information lenders could use when they call upon your Data Self. You can use CreditExpert to find out what makes up your credit score and how you could improve it. It costs £14.99 a month but the first month is free*.

How your Experian Credit Report & Score can help you

Your Experian Credit Score is a straight forward way of showing how lenders may view you, based on information in your Experian Credit Report. The better your credit score the better your chances are of getting a credit card, a loan or even a mortgage, along with great rates for each. Your Experian Credit Report allows you to see the information lenders use when carrying out a credit check.

If you have a low score or there is room to improve, checking your credit report can help you see whether the information on it is correct and understand what could be affecting your score.

To find out your options for viewing your Experian Credit Score or Experian Credit Report, see which product is right for you.