GET YOUR EXPERIAN
CREDIT REPORT AND SCORE!

• Help & Advice
• Credit Report Vs Credit Score
• How We Help People
• Company News

Credit Report Versus Credit Score: What's the Difference?

• Your Experian Credit Score ranges from 0 to 999 and quantifies your credit risk; a higher score indicates lower risk.
• Your Experian credit report details your credit history. Individuals who feel there are inaccuracies in their credit report can correct erroneous information by disputing the report with us.

Credit Check: Why is it important to check your Experian credit report regularly?

Many people frequently pay attention to their credit scores when they make big purchase decisions, such as a new car or a home. While these are some of the most familiar reasons consumers monitor their credit reports, credit scores and reports are actually used for many other reasons as well. A good credit score may lead to you being offered better rates on common products such as credit cards, car insurance premiums and mobile phone contracts. Some employers even check prospective employees’ credit reports before making final hiring decisions. In addition, despite increased public awareness of identity theft, the crime continues to grow. Therefore monitoring your credit report and score has never been more important.

What do I get with my free credit report and free credit score?

You get free access to your credit report and credit score for 30 days. There will be no charges during your free 30 day trial and there is no obligation to continue with the service after the trial period. If you choose to stay as a member after your free 30 day trial you can continue for a monthly membership fee of £14.99, of which £6.40 makes up the insurance feature.

About Experian

Experian provides consumers and businesses with the information they need to make better financial decisions. As a top credit reference agency, we are dedicated to helping people get their credit reports, find out their credit scores, prevent identity theft, manage their credit rating, become educated on basic consumer credit information and control the economic aspects of major life events. Experian also strives to help companies develop a credit history, manage credit risk, prevent fraud and grow their business.

How We Help People

Rebecca Kennedy
"CreditExpert has been a life saver for my family, we had no idea what state our finances were in and thanks to CreditExpert we are both on track to repairing our financial status and can manage our money so much better."

Leah Barlow
"Since I joined 6 months ago, you have helped me clean up my credit report and I have now successfully obtained my first mortgage to buy my first home (improving my credit score by over 200 points in the process). Thank you for all your help, I would have been blind without you."

PFEG – Personal Finance Education Group
"Working together, by the end of this three-year Experian/PFEG programme we will have transformed the teaching of financial education in more than 20 schools in areas of deprivation across the country, at a time when it has never been more important to ensure that young people are taught these crucial life skills." Tracey Bleakley, PFEG Chief Executive

View more customer testimonials

Company News

• Read our response to Channel 4's Dispatches programme.
• Boylesports renews contract with Experian for age and identity verification
• Number of homes for sale falls to lowest point in two years, reveals Experian's Property Index
• Why it's important to get a credit report check-up
• Experian to launch new service giving all credit providers access to instant lending information for the first time
• View more company news