£2 Statutory Credit Report vs. Experian CreditExpert membership

The table below shows the differences between the £2 Statutory Credit Report and Experian CreditExpert - it may help you decide which of our Experian products is most suitable for you.

£2 Statutory
Report
Experian Credit Report
£2 Per Report Unlimited Report
Access
Experian Credit Score
--- Yes
Fraud monitoring with alerts
--- Yes
Guidance to improve your Experian
Credit Report & Score
--- Yes
Victims of fraud team support
Yes Yes
Customer services support
Post or Online
form only
Dedicated UK
Call Centre
Price
£2 30-Day Trial
then £14.99/month*
Order now Sign up*

Order your £2 Statutory Credit Report

You can apply for your statutory credit report either online or by post. When you complete your application form, we recommend that you tell us all your previous addresses from the past 6 years (including postcodes), when you apply. This will ensure that you see all the information on your credit report, which a lender would see if you were to apply for credit.

The cost to order your statutory credit report online is £2 and this is non-refundable. You can choose to view your report online or receive it by post.

If you choose to view your statutory credit report online, you will be sent a unique Passkey which will allow you to log in to a secure area of our site and view your report. The Passkey will be posted to you within 5 working days.

The cost to order your statutory credit report by post is £2 (non-refundable) and usually takes up to 7 working days to arrive. It may take longer if we require some more information to verify your identity.

You can apply for your statutory credit report by post by filling in the application form and sending it to the address below.

Customer Support Centre
Experian Ltd
PO Box 8000
Nottingham
NG80 7WF

We recommend that you read to understand the identity verification and fraud prevention procedures that we employ when processing each Statutory Credit Report request.

The cost of ordering your statutory credit report by post is £2 (non-refundable) and usually takes up to 7 working days to arrive. It may take longer if we require some more information to verify your identity.

If you are a sole trader or a partnership, you can apply for your Statutory Credit Report by post by filling in the application form and send it to the address below.

Customer Support Centre
Experian Ltd
PO Box 8000
Nottingham
NG80 7WF

We recommend that you read to understand the identity verification and fraud prevention procedures that we employ when processing each statutory credit report request.

Note

Your statutory credit report details your credit history. It contains public and private information recorded in your name and is available to authorised lenders carrying out a credit check through Experian. Credit reports are used by lenders to help them in making decisions about whether to give you credit or not.

Under the Data Protection Act 1998, Experian are permitted to charge a non-refundable fee of £2 each time you request access to your Experian Statutory Credit Report.

Experian can only provide a copy of your own credit report. Other people (including your partner, spouse or anyone else you may have applied for credit with) must each apply for their own report.

Your application is made under Section 7 of the Data Protection Act 1998 and we will keep a record of your application.

Because we operate throughout the world in providing our goods and services, this may involve us transferring your personal information to countries whose data protection laws do not provide the same level of protection as those in the UK. If we do so, we will ensure that an agreement is in place in which anyone to whom we pass the information agrees to treat it with the same level of protection as if we were dealing with it.