The Rental Exchange

Information for Tenants

Rental Exchange - What is happening?

We believe that you should get credit for paying your rent on time. The Rental Exchange is a way to enhance your credit report without needing to take on new credit agreements.

To do this, your landlord can provide your rental payment record to Experian on a regular basis. You will then be recognised for paying your rent on time, in the same way homeowners are recognised for paying their mortgage each month.

How will I benefit?

Sharing your rental payment history will help create an online proof of identity, proving you are who you say you are and that you live where you say you live. Proving this makes you a more reliable potential customer to companies.

A higher credit score means it may become easier for you to

  • Open a bank account
  • Get a new credit card
  • Have a loan application approved
  • Shop online
  • Qualify to pay for gas/electricity via a non-prepay tariff
  • Receive better mobile phone rates

Watch our short video to see how The Rental Exchange can benefit tenants:

The Rental Exchange tenant video

To find out more about your credit report and what it contains, please see our helpful video

 What will I have to do?

Your landlord can sign you up to the Rental Exchange and they will inform you if they do so.  However, if your landlord is not signed up and you would like to start benefiting, ask your landlord to get in touch.


rental bios table 


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