How to protect yourself against identity fraud
Identity fraud can be damaging both financially and emotionally. Thankfully there are steps you can take to prepare and protect yourself and limit the chance of it happening.
If you are at risk of identity fraud, there are likely to be warning signs. Knowing what these are can help you spot the fraud early, keeping the damage to a minimum.
Always check your credit card and bank statements when you receive them, and make a habit of checking them online on a regular basis. Look for purchases you didn't make and charges you don't recognise.
Not receiving regular bank or credit card statements could be a sign that they've been re-routed to a fraudster. The same goes for important personal documents you're expecting which fail to come through the post.
You should check your credit report regularly as many of your financial accounts are detailed in it. According to our research, it takes an average of 292 days for people to discover their information has been used for fraudulent purposes. Checking your credit report lets you spot fraud early. Look out for:
You can now be alerted to certain signs of potential fraudulent activity for free with Experian's Identity Fraud Monitoring.
It can be easy to overlook emails in your already jam-packed inbox or to monitor everything coming through the post. But being vigilant and creating a monitoring routine can highlight suspicious activity and protect you from identity fraud.
Experian's Identity Fraud Monitoring actively alerts you to specific changes on your credit report which could be potential fraudulent activity. It can help you spot fraud, fix it and add extra protection for your personal information in the future.
With identity fraud monitoring from Experian, you'll get: