Make smart moves with CreditExpert

Understand and improve your score to help get the right deals for you

Try 30 days for free* New customers only. £14.99 a month after your 30-day trial*
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Your free Statutory Credit Report shows your credit history. Lenders look at this information when deciding whether to give you credit. Please note it doesn't include your credit score, or any other benefits you get with an Experian Free account.

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What you get with CreditExpert

Includes all the features of our free account, as well as:

Help keep fraudsters at bay

Lock your Experian Credit Report in one tap, and help stop fraudsters applying for credit in your name

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An example of the score builder feature, showing how making card payments on time could improve a users credit score over a period of time

Improve your score

Get personalised tips on how to improve your score, with a prediction of how it could go up over time, if you follow them

Understand your score & report

Get your Experian Credit Score & Report updated daily and see what’s making your score go up or down

An example of the different scenarios a credit report shows and how they can make make a users score go up or down
An example of Experian's credit alerts feature including alerts for missed payments, a credit card search being made and an application being processed by a lender

Be in the know

Our credit report alerts let you know when certain activity on your credit profile has been made, such as your score going up or down

A clear view of your credit

We give you a breakdown of all your borrowing so you can see exactly what you owe, in one place

An example of the credit summary feature, showing a break down of a users total credit card balance, credit limit and credit usage split over 4 different cards

Support & protection

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Credit score support

Our team of experts are just a phone call away, ready to answer your questions

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Fraud support

If you become a victim of fraud, our dedicated experts will help walk you through the next steps

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Web monitoring

We scan the internet to check your identity isn’t being used elsewhere

Last year, over 800,000 people improved their score with CreditExpert

Try 30 days for free*

Try all this – free for 30 days, then it’s £14.99 a month. And if it’s not for you, simply cancel any time you like. New customers only.

Frequently asked questions

How does the free trial work?

Your free trial starts on registration and it will last for 30 days. You can cancel your free trial at any time without charge and once the 30 days trial has ended, your paid registration will start. At registration, further ID verification may be required to access the full service which may take up to 5 days.

Are there any conditions to qualify for the free trial?

To qualify for the free trial you must be a new customer to CreditExpert.

How much does CreditExpert cost?

For CreditExpert a monthly fee of £14.99 applies after your free trial.

Is CreditExpert the right product for me?

If you’re just looking for your free Experian Credit Score or identity protection, take a look at what Experian product is right for you here.

Can I cancel anytime?

Yes, to cancel CreditExpert, just log in to your Experian account and go to 'My Subscriptions'. Here you can cancel any paid subscriptions you have but keep your free Experian account and find all the information you need about any payments or refunds you might be due. Alternatively, you can contact us.