Instantly improve your score with Experian Boost

Get your free Experian Credit Score, and see if you can boost it.

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What is Experian Boost?

Experian Boost can help you increase your credit score simply by sharing how you manage your money.

It lets you share information about your regular spending, such as payments to savings accounts, Council Tax payments, and digital entertainment payments to the likes of Netflix and Spotify. If you're making payments like this regularly, and not spending more than you earn, you could get an instant boost to your credit score.

People across the UK are already boosting their score

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What makes Boost different?

Previously, payments like your monthly Council Tax bill didn’t influence your credit score. Now, Boost makes them count.

It rewards you for certain day-to-day payments

It makes that everyday effort of budgeting and counting pennies, actually count

It makes things fairer by using your Boost-worthy transactions to increase your credit score

Connecting to Boost won't make your score go down

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It rewards you for certain day-to-day payments

It makes that everyday effort of budgeting and counting pennies, actually count

It makes things fairer by using your Boost-worthy transactions to increase your credit score

Connecting to Boost won't make your score go down

How does Experian Boost work?

By sharing how you manage your money, you can get an instant increase to your credit score. Simply sign up for a free account and:

  1. Connect your current account in a few quick and easy steps

  2. We’ll scan your account for an up to date picture of how you manage your money

  3. Sit back and get ready for lift off – we'll see if we can give you a boost.
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What type of payments are Boost-Worthy?

  • Payments into investments and savings, such as ISA and monthly saver accounts
  • Council Tax payments
  • Digital subscriptions like Netflix, Spotify or Amazon Prime

Experian Boost is safe

Your information is protected, and we don't store your bank login details.

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Your top questions about Boost

Is Experian Boost Free?

Yes, Experian Boost is free to all customers.


Can Experian Boost hurt my credit score?

Connecting to Boost will never be the cause of your credit score going down...

Connecting to Boost will never be the cause of your credit score going down – but while connected, your score could go down for the common reasons a credit score can drop.

Boost is dynamic and will be updated regularly. That means your boost can also go up or down while connected. For example, things that could cause your boost to decrease can include stopping regular payments to a savings account, ending digital entertainment subscription payments for the likes of Netflix, and any change in the amount of money coming in or going out of your account.

Another reason why your boost might change is from time to time we fine-tune the way a boost’s calculated to give you the most up-to-to date indication of the difference it makes to how lenders view you.

Can everyone use Experian Boost?

Experian Boost is designed to help as many people as...

Experian Boost is designed to help as many people as possible. To use Experian Boost, you will need a Free Experian Account and a current account with a bank or building society that supports Open Banking access for their customers. Please note that there are some account types we can’t connect, such as savings accounts.

Do lenders see my boosted score?

We do share a summary of the data used to create your Boost score with...

We do share a summary of the data used to create your Boost score with participating lenders when you search or apply for credit. This data may be used by these lenders when deciding if you’re eligible.

Find out more about how lenders use our score.
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