Instantly improve your score with Experian Boost

Get your free Experian Credit Score, and see if you can boost it.

What is Experian Boost?

Experian Boost can help you increase your credit score simply by sharing how you manage your money.

It lets you share information about your regular spending, such as payments to savings accounts, Council Tax payments, and digital entertainment payments to the likes of Netflix and Spotify. If you're making payments like this regularly, and not spending more than you earn, you could get an instant boost to your credit score.

What makes Boost different?

Previously, payments like your monthly Council Tax bill didn’t influence your credit score. Now, Boost makes them count.

It rewards you for certain day-to-day payments

It makes that everyday effort of budgeting and counting pennies, actually count

It makes things fairer by using your Boost-worthy transactions to increase your credit score

Connecting to Boost won't make your score go down

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It rewards you for certain day-to-day payments

It makes that everyday effort of budgeting and counting pennies, actually count

It makes things fairer by using your Boost-worthy transactions to increase your credit score

Connecting to Boost won't make your score go down

How does Experian Boost work?

By sharing how you manage your money, you can get an instant increase to your credit score. Simply sign up for a free account and:

  1. Connect your current account in a few quick and easy steps

  2. We’ll scan your account for an up to date picture of how you manage your money

  3. Sit back and get ready for lift off– we’ll work out how big your boost could be.
Boost Score

What type of payments are Boost-Worthy?

  • Payments into investments and savings, such as ISA and monthly saver accounts
  • Council Tax payments
  • Digital subscriptions like Netflix, Spotify or Amazon Prime

Experian Boost is safe

Your information is protected, and we don't store your bank login details.

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Your top questions about Boost

Is Experian Boost Free?

Yes, Experian Boost is free to all customers.


Can Experian Boost hurt my credit score?

No. If the information we find when scanning your bank is...

No. If the information we find when scanning your bank is not going to help you get a Boost, we’ll disregard that information and it will not be reflected in your score or shared with participating lenders when you apply for credit.

Can everyone use Experian Boost?

Experian Boost is designed to help as many people as...

Experian Boost is designed to help as many people as possible. To use Experian Boost, you will need a Free Experian Account and a current account with a bank or building society that supports Open Banking access for their customers. Please note that there are some account types we can’t connect, such as savings accounts.

Do lenders see my boosted score?

We’ll share a summary of your boosted data with participating...

We’ll share a summary of your boosted data with participating lenders when you search or apply for credit. This summary will be used to lift the score that lenders use when they’re deciding whether you’re eligible for credit.

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