Compare mortgages

Decisions don’t get much bigger than this. Mortgages are a big deal. Turn to your Data Self to help find ones you’re eligible for.

Remortgage

Search and compare

First-time buyer

Search and compare

Home mover

Search and compare

Eligibility is only available for a selection of lenders.

Whether you’re a first-time buyer, moving house or looking to re-mortgage, your Data Self can help you find a mortgage by showing you which lenders are more likely to accept you.

When you compare mortgages with us, we check your credit information against lenders' criteria to show you your chances of approval, it's free and won't affect your credit score. Use our eligibility tool to see your results at-a-glance. We can then pass you to our expert broker partner, L&C, for fee free, tailored mortgage advice. Join over 1 million others who’ve turned to them for help finding and comparing their mortgage.

Eligibility isn’t everything – you may have more options

Our mortgage eligibility tool is a great place to start comparing mortgages but it doesn’t provide advice. Our broker partner L&C can help you choose the right mortgage to suit your needs – not all lenders show an eligibility rating today. L&C will be able to provide you with a more detailed assessment of mortgages from over 80 lenders.

What does eligibility mean?

Your eligibility rating usually appears as a percentage. It shows how likely you are to be approved – the higher it is, the better your chances. You can find out more about what eligibility is by reading our guide.

Learn about different types of mortgages

Or see a wider selection of mortgages (without your chances of approval)

Start searching

Ready to get moving?

Test your knowledge with our quiz

Get on the ladder

How much will your mortgage cost?

Calculate your mortgage

What could you save by repaying more?

Calculate your savings

How much could you borrow?

Calculate your options

Mortgage providers we work with

We give you a variety of options, by working with leading providers across the UK market.

Search and Compare
Halifax Barclays Santander Natwest Virgin Money Nationwide

Useful mortgage tips

Image of a mortgage

Applying for a mortgage

A mortgage may be one of the biggest financial commitments you’ll make, so it’s vital you know what to expect. Here’s how to choose the right deal for you, navigate the application process, and boost your chances of approval

Help to Buy schemes

See if these government schemes could help you buy a home

Interest-only mortgages

Find out how interest-only mortgages work, and the pros and cons of getting one

Mortgage interest rates

Should you get a fixed, variable or tracker rate? Find out how they’re different

Mortgage brokers explained

Brokers can help find the right mortgage for you. Here’s what to consider

What is a mortgage?

Get to grips with mortgage essentials, like how they work and how to get one

Offset mortgages

See how you could use savings to reduce your mortgage interest payments

What to do if you’re refused a mortgage

Been turned down for a mortgage? Don’t panic – here’s what to do next

What credit score do I need for a mortgage?

Your score can affect your chances of getting a mortgage. Here’s how

Getting a mortgage with bad credit

You may be able to get a mortgage, even with a low credit score. Learn more

Fixed rate mortgages

Unlike a variable rate, a fixed rate doesn’t change. Here’s how it works

Guarantor mortgages

A guarantor could help you get approved for a mortgage. Learn more

Tracker mortgages

Find out how a tracker rate works, and what to consider before choosing one

Joint mortgages

Buying a home with someone else? Here’s what you need to know first

Getting a mortgage when you're self-employed

Find out how to prove your affordability and boost your chances of approval

Variable rate mortgages

A variable rate means your interest payments can go up or down. Learn more

100% and 95% mortgages

Struggling to save for a house? Learn about mortgages with a 0% or 5% deposit

Finding the right mortgage

Making sure you’re on the best mortgage deal is crucial to getting your finances in order. Here, we look at some of the tools you can use to help find a deal that suits you.

True costs of buying a home

You’ve got your deposit and monthly mortgage payments covered, but what about the rest? These are the hidden costs you may not have thought about when buying a home.

Do more with a free Experian account

  • Get your free Experian Credit Score, updated every 30 days if you log in
  • Compare credit cards, mortgages, loans, insurance and energy offers
  • See your eligibility rating before you apply for credit cards and personal loans
  • Get updates about your eligibility for credit cards and personal loans
Join for free

We are a credit broker not a lender †