Boosted score vs not boosted: what's the difference?
Boost takes more into account
Previously, regular payments like your monthly Council Tax bill had no influence on your Experian Credit Score. Boost changes that.
By sharing payments like this, and showing how you manage your money, you could boost your credit score by up to 101 points. It's the only way to instantly raise your free credit score anywhere in the UK.
The difference Boost makes
See the things that can impact your score – before & after Boost
| Factor | Not Boosted | Boosted |
|---|---|---|
| Savings and investmentsThe amount you pay towards savings or investment accounts. | ||
| Council Tax paymentsInstalments to your local council to pay your home's Council Tax. | ||
| Account incomings and outgoingsThe total amount of incomings and outgoings of your current account. | ||
| Digital entertainment paymentsYour payments for streaming services, such as Netflix or Spotify. | ||
| Credit applicationsAll credit applications you have made in the last 12 months. | ||
| Credit usageWhat percentage of your available credit you actually use. | ||
| Financial associationsPeople you share a joint bank account, mortgage or loan with. | ||
| Electoral roll dataYour name and address currently registered on the electoral roll. | ||
| Late payments and defaultsRecords of your late payments and defaulted accounts in the last six years. | ||
| County court judgementsAny CCJs you've had registered against you in the last six years. |
How to get started
To see if you could get a Boost, simply sign up for a free Experian Account and follow 3 easy steps:
Securely connect your current account. Don't worry, we don't store your bank login details.
We'll scan for anything Boost-worthy, such as paying certain bills regularly or making deposits to savings accounts.
We'll quickly calculate if we can give your credit score a boost, and apply it instantly.