Boosted score vs not boosted: what's the difference?
Boost takes more into account
Previously, regular payments like your monthly Council Tax bill had no influence on your Experian Credit Score. Boost changes that.
By sharing payments like this, and showing how you manage your money, you could boost your credit score by up to 101 points. It’s the only way to instantly raise your free credit score anywhere in the UK.
Savings and Investments
The amount you pay towards savings or investment accounts.Council Tax payments
Instalments to your local council to pay your home’s Council Tax.Account incomings & outgoings
The total amount of incomings & outgoings of your current account.Digital entertainment payments
Your payments for streaming services, such as Netflix or Spotify.Credit applications
All credit applications you have made in the last 12 months.Credit usage
What percentage of your available credit you actually use.Financial associations
People you share a joint bank account, mortgage or loan with.Electoral roll data
Your name and address currently registered on the electoral roll.Late payments & defaults
Records of your late payments and defaulted accounts in the last six years.County court judgements
Any CCJs you’ve had registered against you in the last six years.
How to get started
To see if you could get a Boost, simply sign up for a free Experian Account and follow 3 easy steps:
- Securely connect your current account – don’t worry, we don’t store your bank login details
- We’ll scan for anything Boost-worthy, such as paying certain bills regularly or making deposits to savings accounts
- We'll quickly calculate if we can give your credit score a boost, and apply it instantly