Loan guides

Not sure which loan is best for you? We’ve got the answers you’re looking for

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Need a little more help? Take a look at our loan FAQs

What is a secured loan?

Secured loans are tied to an asset you own (usually your home). This means the lender can sell it to get their money back if you don’t keep up with repayments.

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Can I repay a loan early?

Yes, you can pay off a loan early – but you’ll normally be charged a fee (usually around one to two months’ interest). Your lender will tell you the total amount you need to pay.

Can I get a loan with bad credit?

You may still be able to get a loan if you have poor or no credit history, with a ‘bad credit’ loan. These loans usually have higher interest rates and lower borrowing limits.

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What are the different types of loan?

There are several types of loan – such as personal loans, secured loans, and guarantor loans. They all have their own risks and benefits, so it’s important you understand which type suits you before you apply.

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