Mortgage guides

Confused by mortgages? We've got the answers you're looking for

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How much could you borrow?


How much will your mortgage cost?


What could you save by overpaying?


Mortgages explained – everything you need to know

From the different types available, to how to find lenders likely to say 'Yes'

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Need a little more help? Take a look at our mortgage FAQs

What credit score do you need for a mortgage?

The better your credit score, the more chance you have of being accepted for a mortgage, and at better rates.

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What is a mortgage ‘agreement in principle’?

It’s a statement from a lender estimating how much you could borrow for a mortgage. It’s not an official offer, though.

What are the different mortgage types?

There are two main types of mortgage: fixed rate and variable rate (which include tracker and discount rate mortgages).

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What is a good mortgage APR?

The average mortgage APR will change over time depending on the market – but the lower your APR, the better!

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