What could you save by repaying more?

Our mortgage overpayment calculator shows how much you could save by repaying a little bit (or a lot) more than the minimum each month.


One-off overpayment


Recurring overpayment


What this means

Overpayments are when you voluntarily repay more than the monthly minimum amount.

Making overpayments means you’ll repay your mortgage quicker and pay less interest in total. But you should check you’re able to do this, and won’t need to pay any early repayment charges or other fees.

Note that this example assumes your interest rate will remain the same for the full term of the mortgage, which is unlikely to happen in reality.