Wealthiest owe millions in unpaid council tax

Posted on Dec 12 2012 by

New research from Experian reveals that some of the most affluent sections of society owe millions of pounds in unpaid council tax.

Experian has analysed £170 million of outstanding council tax debt owed to a broad range of rural and urban local authorities across England. The analysis revealed that 17 per cent (£28 million) is owed by people from the most affluent sections of society. When applied to all outstanding council tax in England last year, (£600m), the research suggests that almost £100m is owed by the most affluent sections of society.

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Innovation in a competitive climate: can you rise above the competition?

Posted on Dec 11 2012 by

The face of lending is changing noticeably. Since the credit crisis of 2007, managing risk is high on the agenda and banks are rightly tentative about extending credit. New regulations imposed by the Financial Services Authority (FSA), mean that lending has to be even more responsible with greater focus on affordability and selling the right products. The multitude of alternative lenders on the scene means that customers have more choice in their borrowing – they’re easily provided with quick decisions and flexible products to bridge short-term gaps.

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Sky opts for Experian to optimise customer prospect marketing

Posted on Dec 10 2012 by

Experian has unveiled a new contract with media giant Sky to help it refine its prospect marketing strategy and grow the size and quality of its client base.

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Recruiters – are you counting the cost of fraud?

Posted on Dec 07 2012 by

Find out how, where and when you may be at risk from fraud. It’s a multi-million pound industry that could cost you dearly.

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The Chancellor’s Autumn Statement 2012

Posted on Dec 06 2012 by

The Chancellor again faced a challenging background in presenting his Autumn Statement today as a stagnant economy over the past year shifted his deficit reduction strategy further off course. Missed targets meant that, as in last year’s Statement, the austerity programme has been extended to allow room for manoeuvre in boosting the flagging economy.

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10 steps to increasing your collections strategy

Posted on Dec 05 2012 by

With your customer’s budgets under increasing strain and household debt levels running at over £2 billion* it is essential for you to optimise your collections activity.

The latest white paper from Experian examines the need for flexible and agile collections solutions that manoeuvre you through the changing economic landscape and help you engage more successfully with customers.

Our new white paper offers a simple ten-step guide to improving your collections strategies including:

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Mortgage fraud set to surge in 2013 and will hit highest level ever

Posted on Dec 04 2012 by

Experian predicts there will be a dramatic increase in attempted mortgage fraud in the UK next year, bringing the number of people fraudulently trying to obtain home loans to the highest level since records began in 2009.

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Keeping your hands clean of dirty money

Posted on Dec 03 2012 by

The government has now completed its plans to make the UK’s anti-money laundering (AML) regime more effective and proportionate. With the proposed changes expected to save larger professional services firms around £3 million a year, enhanced due diligence is clearly worth it.

Given modern businesses are working in an accelerated culture and increasingly virtual world, it is vital they are confident that they have the right measures in place to cut the risk of money laundering.

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Showdown! Online Marketing versus Direct Mail

Posted on Nov 30 2012 by

The cost savings of online marketing over direct mail may not be as big as you think.

Acquisition budgets have been migrating online for a number of years now. Double digit year on year growth, relatively cheap media and real time optimisation have made the transition somewhat inevitable. Certainly I was one of those quick to prophesise the demise of offline channels like direct mail.

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US online gaming reaches point of no return

Posted on Nov 29 2012 by

Despite recent coverage of the US elections virtually eclipsing the issue of online gaming, moves towards it were quietly progressing behind the scenes.

Nevada, closely followed by Delaware, have now approved the nation’s first interactive gambling licenses, while in August the Federal District Court for the Eastern District of New York determined that Hold ‘em Poker was not actually ‘gambling’, instead ruling it a game of skill and expertise.

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