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An Economic Outlook...

Overall, the outlook for lenders is overwhelmingly positive. Unsecured lending is on the up, and that’s set to continue. What’s more, consumer confidence is high, income growth is strong and labour market conditions are sound. All this means that the economy should continue to grow strongly over the coming...

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2015 Payments Trends – Establishing the need for Real ...

My earlier blog on the top 5 payments trends in 2015 listed the second key trend over the past year as related to real-time payments. It’s worth understanding why and where we are in the process: The move to faster payments had been going on for over a decade...

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2015 Payments Trends – Blockchain moves out of the sha...

My earlier blog on the top 5 payments trends in 2015 listed blockchain as being a key theme over the past year, here’s a little more d...

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New Right to Rent Legislation coming February 2016...

There is new legislation coming into effect from the 1st February 2016 that will impact on all private landlords across...

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The Power to Choose...

The consumer’s power to choose was explored this at this year’s Credit Risk Summit. Experian and industry experts gathered to discuss and advise on current credit trends, meeting customer expectations, and providing a seamless customer experience. Our latest edition of FutureProof expands on the key presentations from the eve......

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Experian expects CPI inflation to remain below 1% for ...

The Consumer Price Index (CPI) rose by 0.1% in the year to November, compared with a 0.1% fall in the year to October. This is the first time inflation has been positive since...

Read More Experian expects CPI inflation to remain below 1% for most of 2016 despite uptick in November
The top five payments trends we’ve seen in 2015...

2015 was a busy year in the payments industry with the introduction of new initiatives and concepts. It was a year of new ideas and innovation. We can see the world of payments is changing and rapidly and 2015 showed us the direction we will be taking in years...

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Social networks offer hot prospects and online gold to...

Socialised consumers — and in particular tech-savvy and tech-dependent young people — must do more to protect themselves and safeguard their personal networks from determined identity thieves, it emerged tod...

Read More Social networks offer hot prospects and online gold to determined ID thieves #FraudChatUK
Fraud Education – Why fighting fraud must go bac...

Despite financial literacy becoming a compulsory part of England’s secondary-school curriculum, it’s clear more could be done to help students safeguard themselves against fra...

Read More Fraud Education – Why fighting fraud must go back to the classroom #FraudChatUK