Nov 2023 | Collections | Credit Decisions


Commercial Delphi Generation 6 is Experian’s latest commercial risk score used to assess a business’ likelihood of failure over a 12-month period. Commercial Delphi Generation 6 is industry-leading in its use of data – the first commercial risk score in market to use Commercial Credit Data Sharing Information (CCDS) including Current Account Turnover data and payment information on credit products to assess an organisation’s commercial viability. Commercial Delphi Generation 6 enjoys an increased discriminatory power of 17-19 percentage points compared to previous versions, enabling more accurate lending decisions across the whole credit lifecycle. This breadth of data enables more accurate credit decisions, and reduces bad debt.


Use our value output calculator to see how much bad debt savings your business could generate with Commercial Delphi Generation 6.