Open Banking

Keeping you and your players safe

Experian’s Affordability solutions assure every player is treated as an individual, helping them meet their needs and goals by better understanding distinct personal circumstances through...

Blog - Aug 2020
How can you help customers understand their financial health and…

The pandemic has brought a significant shock to the economy, consumers and business alike. No one was prepared, or could imagine the Covid-19 pandemic, as such we now see a significant amount of...

Blog - Aug 2020
Supporting your customers in times of hardship; what does this…

  We have shared the severity of impact caused by the covid-19 pandemic. From an economic, and financial perspective, its implications have caused immediate, and lasting impact.   Today, a...

Blog - Aug 2020
Month in review: Customer affordability, inclusion and vulnerability

Each month, we analyse how things are continuously changing, or have changed; through our data, and through ongoing industry research. This month we are focusing on the impact of Covid-19 on consumer...

Blog - Jul 2020
From hours to instant…the future of digital onboarding is here

Internet disruptors are making our lives easier and more convenient than ever. At the same time, internet brands have become to know what you want to buy almost before you do, and media streaming...

Whitepaper - Jun 2020
What could you do to tackle the debt collections challenge…

For collections teams, the coronavirus outbreak has created a paradox. How to deal simultaneously with escalating volumes, changing regulatory guidelines and high customer expectations – all while...

Blog - Jun 2020
Understanding Consumer Affordability in a COVID-19 Economy

The Covid-19 crisis is dramatically impacting the financial well-being of millions of UK consumers. Understanding an individual’s personal affordability is going to be key to helping you manage and...

Webinar - Jun 2020
How big data is transforming the world – and your…

Data has become the single most important resource in our digital world with Antonio Neri, CEO, Hewlett Packard Enterprise (HPE) suggesting it should be treated like a natural resource – to ensure...

Blog - Jun 2020
Risk in an open data world

In an ideal world, customers would be granted credit only if they can afford to repay in a sustainable manner and without harming their overall financial situation. In practice, this can never be...

Whitepaper - May 2020
How to cope with declining credit applications and quality

The COVID-19 outbreak is hitting new credit applications hard, with huge falls in new business and increasing risk within both prospective and existing customer pools. So, as a lender, what should...

Blog - May 2020
How to ease pressure on collections processes during the COVID-19…

For collections teams, the coronavirus outbreak has created a paradox. How to deal simultaneously with escalating volumes, changing FCA guidelines and high customer expectations – all while...

Blog - May 2020
How to reassess affordability in the light of COVID-19

The coronavirus pandemic has hit lending at an uncomfortable time. With growth already slowing and affordability stretched, new income uncertainty is straining customers’ resilience – yet their...

Blog - May 2020