Avoid payment fraud and error, help ensure payments are made to the right person, first time, every time

Experian’s payments solutions help you to ensure you have the right payments data so that error doesn’t cause failure. Check bank account ownership and submit payment files using our secure payments portal to reduce fraud and improve Straight-Through-Processing rates. Validate and verify bank account data as you collect it, in real-time, while your customer is still present to provide you with any corrections needed. Make sure that you can process your customers payments and that the money is going to, or coming from the person you intend.


Data validation with Bank Wizard

Bank account data checking.

What it does: Checks bank account details are valid in real-time.

Used for: Checking UK and international bank account data, for error that could cause payments to fail.


Data verification with Bank Wizard Absolute

Checking bank account ownership.

What it does: Checks bank account details to make the link between your customers and their bank accounts.

Used for: Checking UK current account details to ensure the account belongs to the person you expect.


Payments processing with Experian Payments Gateway

Secure and efficient access to the UK Bacs and Faster Payments schemes.

What it does:Manage payment submission with controlled, secure access and intelligent reporting.

Used for: Submitting payments to UK Bacs and Faster Payments

We can also help you with


Does valid bank account data matter? Discover the ways to reduce payment failures.


Learn how we helped Nationwide reduce the delays and costs of handling errors.


Learn how Experian helped Microsoft support accurate and timely cross-border payments.


Explore the depth and breadth of payments industry terms with our Payment Glosssary.

  Contact Us

if you have any queries, please don't hesitate to contact us and a member of our team will be happy to help.

Call us on 0844 4815 888 | Outside the UK +44 844 4815 888

Contact us