- Commercial credit information - Access to the UK’s largest database of commercial credit data
- SME management account information - Sourced from the UK’s 15 largest providers of SME data
- Business current account transaction data - Access to 3 years of automatically categorised transaction data (with consent)
- Commercial data portal - Quick and easy access to all Experian commercial data without costly and time-consuming IT integration
Small Business Insights
A smarter way to give small businesses what they need with Experian Commercial Acumen
Enquire nowTurning data into opportunities for small business lenders
We make it faster, easier, and more cost effective for you to lend to small businesses, helping you serve a fast-growing and complex market without increasing your risk.
We enable you to make the right lending decisions straightaway, with a single view of what your customer can afford, without the hassle and cost of integrating multiple data sources yourself. Our Open Data Platform provides a single view of what your customer can afford by combining credit, bank transaction information, and management account data in seconds.
The benefits of Experian Commercial Acumen
- Meet the needs of your small business customers faster and more cost effectively.
- Make more informed decisions based on accurate insights to reduce risk.
- Improve customer experience and reduce costs by speeding up loan applications.
- Increase loyalty and future growth by adding value to your customer relationships.
We are committed to delivering business results for:
Banks and building societies
· Compete with digital-first alternatives.
· Offer more flexible digital services to your customers, for example, applying for loans outside of office hours.
· Enhance customer relationships through proactive recommendations based on insights.
Challenger banks
· Take new services to market faster to outpace the competition.
· Save time and money.
· Add value to existing banking services to attract and retain new customers.
Digital brokers and Fintechs providing lending
· Easy access to insights to help power your services.
· Peace of mind and confidence for end-customers when sharing data, through the strength of the Experian brand
