Connect checks through existing journeys
AML checks need to fit into existing onboarding, review and case management processes. We support platform, web and API routes, helping firms connect identity, screening, fraud signals, decisioning and workflow with existing CRM, back-office and core systems.
Where API-based orchestration is required, CrossCore can support identity and verification checks as part of the wider Experian Financial Crime Compliance approach.
Related links
What is KYC vs KYB vs an AML check?
What is AML? Keeping Compliant with Anti-Money Laundering Checks
Verify customers proportionately
Identity verification helps firms establish that customers are real, alive where relevant, and who they say they are. Experian Onboarding can combine eIDV, document verification, biometric or liveness checks, bank account verification, contact data and fraud signals, helping teams apply the right level of assurance for the customer, channel, product and risk policy.
Understand businesses and ownership
KYB checks help firms verify businesses, understand ownership and control, and assess the people behind the organisation. We help corroborate business activity, directors, PSCs, UBOs, connected parties, sector and geography indicators, giving teams a clearer view of where risk sits and when enhanced due diligence may be needed.
Related links
Can using multi-source data help detect financial crime?
Why multi-sourced third-party data is key for detecting and preventing financial crime
Screen for financial crime exposure
Experian Screening helps firms screen customers, businesses, UBOs and connected parties against sanctions, PEPs, watchlists and adverse media.
Data quality tools can help improve customer input data before screening, reducing avoidable false positives and investigation effort, with outcomes connected to review, disposition, case management and audit.
Prioritise risk indicators
AML Flags and fraud risk signals can help teams identify indicators that may need closer review, from unusual business characteristics to potential mule-account risk. These insights should support risk assessment and prioritisation, helping firms focus attention where data, policy or missing evidence suggests further action is required.
Related links
What is AML? Keeping compliant with Anti-Money Laundering Checks
Giving financial crime the red flag
Transforming financial crime prevention
How industry data sharing can help detect and prevent financial crime
Manage action and evidence
Experian CLM helps teams manage AML activity after checks are completed, bringing customer data, screening outcomes, risk indicators, documents and decisions into a maintained view of customer risk.
Reviews, outreach, reverification, enhanced due diligence, approvals, MI and audit trails can be managed through controlled workflow, helping teams evidence decisions and act when risk changes across the lifecycle.
