Determining what the best credit limit is for each customer – both at the point of application and during a relationship – is often complex. Our limit management solution maximises the value of decisions and can support both risk and operational objectives, such as profit, bad debt and exposure.
Understanding the trade-offs between each of these can be challenging, resulting in lenders being unable to maximise profitability without taking unacceptable risks.
With advanced analytics, consulting services and industry-leading decisioning technology, Experian can help you achieve all this – and do so confidently. We enable you to evaluate customers based on their risk as well as their potential, increasing customer engagement and quickly transforming your business.
Experian can help you maximise business goals and profit whilst putting the customer at the heart of your strategy.Its unique decisioning platform determines the best decision for each individual customer, such as their available credit limit and what they can afford, whilst satisfying the constraints of your business, for example bad debt levels and approval requirements.
The result is an optimised strategy tree which enables businesses to maximise customer engagement and opportunities.